Top 10 Tricks for Building the Perfect Budget

The number one rule to financial success: spend less than you earn. And the best way to do that is to keep track of what you spend. Here are 10 tricks for crafting the perfect budget (and sticking to it).

10. Start From Scratch

9. Account for Every Dollar

8. Focus on What Really Matters

7. Prioritize Your Debt

6. Track Your Budget Using a Strategy That Works for You

5. Use Separate Accounts

4. Give Yourself Some Wiggle Room

3. Know Your Weaknesses

2. Adjust Your Budget as Time Goes On

1. Stick to It